Enrollment Options for Under 65
If you’re under 65 and in need of health coverage, Enrollment Options for Under 65 include two primary choices. Both options offer crucial protection, but selecting the right one depends on your unique health needs, budget, and eligibility for financial aid. At Medinsco, we can help guide you through these choices to find the ideal plan tailored to your situation.
ACA (Affordable Care Act) Plans
Commonly known as “Obamacare,” ACA plans are available through the Health Insurance Marketplace and offer comprehensive coverage. These plans follow strict guidelines to ensure essential benefits like preventive care, prescription drugs, and emergency services are included. Depending on your income, you may qualify for subsidies to help lower your monthly premiums.
Private Health Insurance (Off-Exchange)
If you do not qualify for ACA you can get private health insurance, often referred to as off-exchange insurance. This is a type of health coverage you can purchase directly from insurance companies instead of through government-run marketplaces like the Affordable Care Act (ACA) exchanges.
Medicare Assistance for Individuals with Disabilities or Specific Illnesses
If you’re under 65 you may qualify for Medicare if:
– You’re receiving Social Security Disability Insurance (SSDI)
– Have End-Stage Renal Disease (ESRD)
– Have Amyotrophic Lateral Sclerosis (ALS)
Our team is here to assist you in:
Exploring Coverage Options:
We’ll guide you through your Medicare options, including Parts A and B, Medicare Advantage plans, and Part D prescription drug coverage, ensuring you get the most comprehensive care for your health needs.
Navigating Enrollment:
Whether you’re new to Medicare or transitioning from private insurance, we’ll assist with the enrollment process and help you select the best plan for your unique situation.
We understand how important it is to have the right coverage, and we’re here to make the process smooth and stress-free.
Medinsco can help you explore your options to ensure you find the plan that best fits your individual or family needs. Whether you’re looking for more control over your healthcare or simply want to compare all available options, we’re here to assist you every step of the way.